BENEFITS BASKET
MetLife Critical Illness coverage can help you protect yourself from the unexpected costs of a serious illness.
The out-of-pocket costs of a serious illness can take a toll on your finances, even with medical insurance. Critical Illness Insurance helps provide financial protection in the event of a covered serious illness or cancer*. The policy pays a lump sum benefit directly to you if you or a covered family member is diagnosed with a covered condition. You can use this benefit any way you choose – deductibles and coinsurance, expenses your family incurs to be by your side, or simply to replace your lost earnings from being out of work. You choose the benefit amount when you enroll.
Employees can enroll in the Voluntary Benefits when they are newly eligible or during Annual Open Enrollment. Employees will not be able to make mid-year changes to Voluntary Benefits.
Employees must be actively at work on the effective date in order to enroll in Critical Illness insurance.
Examples of covered illnesses may include:
Plan Features:
The information in this website is intended to provide highlights of the Benefits of Caring program, but in no way do the descriptions presented in this website supersede the provisions contained within the Catholic Health & Welfare Benefits Plan (the “Plan”), or the Plan’s Summary Plan Description, or any relevant insurance contract. In the event of any discrepancies, the actual provisions of the relevant insurance contract Plan document will prevail. Employees represented by a union should contact their union or HR benefits representative as applicable for benefit information. Catholic Health, in its sole discretion, reserves the right to amend or discontinue any or all of the benefits under the Plan and any or all of the programs within its Benefits Program at any time. Participation in the Benefits of Caring Program does not give you any right to continued employment. In addition, note that this Plan is intended and designed to be administered consistent with the tenets of the Catholic faith. Therefore, the Plan will not cover any costs or benefits that do not comply with the Ethical and Religious Directives of the Catholic Church.
