Dental

You may select a program from the Cigna Dental PPO or choose the Cigna Dental Care DHMO.

For the savings you need, the flexibility you want and the service you can trust.

Cigna Dental PPO Plans Core or Buy-Up Programs

Cigna Dental Care DHMO

Cigna Dental PPO Plans - Core or Buy-Up Programs

Save with Cigna DPPO Advantage Network Dentists

When searching for a dentist on the Cigna portal, select the Cigna DPPO Advantage network to find dentists who provide a higher benefit level of coverage with greater savings!

Cigna Dental Advantage dentists: These dentists will accept a fixed fee for the services they provide, and the claim will be processed in accordance with the in-network benefit amounts below. This is the highest level of coverage with no balance billing.

Cigna DPPO dentists: Claims will be processed in accordance with the out-of-network benefit amounts below. These dentists have agreed to accept a discounted rate, so you should not be balance billed beyond the out-of-network amounts below.

Non-Network dentists*: Claims will be processed in accordance with the out-of-network benefit amounts below. These dentists may balance bill you, meaning they can charge you the difference between what they typically bill for the service and the Maximum Reimbursable Charge (MRC).

*For services provided by a non-network dentist, Cigna will reimburse according to the Maximum Reimbursable Charge. The MRC is calculated at the 90th percentile of all provider charges in the geographic area. Non-network dentists may balance bill up to their usual fees, and do not offer plan discounts.

Cigna Dental Care DHMO

With the DHMO plan, each time you or your covered dependents need care you must choose a dentist within the Cigna Dental Care Access Plus network. There are no out-of-network benefits offered for the DHMO plan. Fees apply to certain procedures. Please see the fee schedule.

Finding a network dentist is easy

There are several ways to choose your network primary care dentist:

Find a dentist at www.Cigna.com. Our online dental directory is updated weekly.

Call 1-800-Cigna24 (1-800-244-6224) to speak to a customer service representative. Our representatives can send you a customized dental directory listing via e-mail.

For a complete listing of services, please call 1-800-Cigna24.

Key DHMO Features

No deductibles. ou don’t have to reach a certain level of out-ofpocket expenses before your insurance kicks in.

No dollar maximums. Your coverage won’t run out after your covered expenses reach a certain dollar amount.

Easy to understand plan. The fees you pay your dentist are clearly listed on your Patient Charge Schedule (PCS).

The network primary care dentist you choose will manage your overall dental care. Covered family members can choose their own network primary care dentists - near home, work or school.

There’s no age limit on sealants, which help prevent tooth decay.

Call 1-800-244-6224 or 24/7 access to the Dental Information Line. This line is staffed by trained health care professionals who can answer questions about dental treatment and clinical symptoms.

Key Cigna Dental Care Access Network Features

No deductibles. You don’t have to reach a certain level of out-of-pocket expenses before your insurance kicks in.

No dollar maximums - Your coverage won’t run out after your covered expenses reach a certain dollar amount.

Easy to understand plan - The fees you pay your dentist are clearly listed on your Patient Charge Schedule (PCS).

There are no claim forms to file.

The network general dentist you choose will manage your overall dental care.

Covered family members can choose their own network general dentists - near home, work or school.

You don’t need a referral for children under seven to visit a network pediatric dentist or to see a network orthodontist.

There’s no age limit on sealants, which help prevent tooth decay.

Your plan covers procedures to detect oral cancer in its early stages.

24/7 access to the Dental Information Line - This line will be staffed by trained health care professionals who can answer questions about dental treatment and clinical symptoms.

Documents and Forms

Click here and then select Dental.

The information in this website is intended to provide highlights of the Benefits of Caring program, but in no way do the descriptions presented in this website supersede the provisions contained within the Catholic Health & Welfare Benefits Plan (the “Plan”), or the Plan’s Summary Plan Description, or any relevant insurance contract. In the event of any discrepancies, the actual provisions of the relevant insurance contract Plan document will prevail. Employees represented by a union should contact their union or HR benefits representative as applicable for benefit information. Catholic Health, in its sole discretion, reserves the right to amend or discontinue any or all of the benefits under the Plan and any or all of the programs within its Benefits Program at any time. Participation in the Benefits of Caring Program does not give you any right to continued employment. In addition, note that this Plan is intended and designed to be administered consistent with the tenets of the Catholic faith. Therefore, the Plan will not cover any costs or benefits that do not comply with the Ethical and Religious Directives of the Catholic Church.